Appraisal services for Littleton and Douglas County homeowners
The top seven reasons Colorado homeowners hire Appraise Colorado:
We at Appraise Colorado understand the unique needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the customary "products" we deliver to them. As our valued client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraise Colorado, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.
Challenging property tax assessmentsLet's say you live in a region that is going down -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an appraisal report from Appraise Colorado is your #1 weapon when challenging your property tax assessment.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping clients just like you remove unwanted PMI insurance.
Recently got a freeze to your HELOC?If your house is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Appraise Colorado can help you reinstate your home equity line of credit with an expert appraisal.
We Provide Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would prefer to have a seasoned expert double-check it for preciseness or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.